In House Financing

Financing Built Around Your Business

Southern Truck Sales works with TCC Truck Finance, LLC to offer second chance, short term financing to qualified Texas buyers. Apply in minutes and talk directly with our team about terms that fit. See lending criteria below.

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In house approvals
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Direct contact with our finance team

Lending Criteria

TCC Truck Finance, LLC provides second chance, short term financing for local customers who may not qualify through traditional lending standards. Review the criteria below to see if you qualify.

  • Minimum of 30 percent down payment required, along with applicable taxes and fees
  • Must have a valid Texas CDL
  • Truck or trailer must be purchased from Southern Truck Sales
  • Must meet TCC Truck Finance LLC insurance requirements
  • Currently available to Texas residents located within 250 miles of Southern Truck Sales, purchasing a truck or trailer from our lot.
  • Final approval is pending an in person interview to review the contract and terms

TCC Truck Finance, LLC reserves the right to approve or deny financing after the credit application is reviewed.

When completing the credit application above, please include the unit stock number, down payment amount, and applicable plates and registration information, apportioned or combination.

For more information call 281-452-4344 and ask for the sales department.Browse Inventory
Financing FAQs

Common Questions About In House Financing

A few answers to get you started. Reach out directly if you do not see what you are looking for.

Who Provides This Financing?
Financing is provided by TCC Truck Finance, LLC, offering second chance, short term financing to local customers who may not qualify through traditional lending standards.
Who Is Eligible To Apply?
Financing is currently available to Texas residents located within 250 miles of Southern Truck Sales, purchasing a truck or trailer from our lot.
What Down Payment Is Required?
A minimum of 30 percent down payment is required plus taxes and fees.
What Insurance Is Required?
Comprehensive or full coverage insurance is required, with no less than a 1,000 dollar deductible and 1,000,000 dollars in liability coverage, and TCC Truck Finance, LLC listed as loss payee.
What Do I Need To Complete The Application?
Please include the unit stock number, down payment amount, and applicable plates and registration information, apportioned or combination. A Sales Associate will follow up to review your qualification with TCC Truck Finance, LLC.
Is Approval Guaranteed?
No. TCC Truck Finance, LLC reserves the right to approve or deny financing after the credit application is reviewed, and final approval is pending an in person interview to go over the contract and terms.

Ready To Talk Financing On Your Next Truck?

Reach out to our team directly and we will walk you through your in house financing options, no outside lender required.

Call 281-452-4344Existing Customer Payment Portal